She was born and raised in Hong Kong.
She got her English name, Victoria, when she was in a British kindergarten as Ngai Chuen Ching was too hard to pronounce for the foreign teachers.
However, “Victoria” was too hard for her fellow Chinese classmates, so they started calling her Victo instead. Since “Ngai Chuen Ching” was only called/yelled by teachers or parents when Victo got into troubles, she decided she likes the name “Victo” better.
